Terms of Use

Effective: 14 February 2026

Acceptance of Terms

By accessing or using the WiserMove website at thewisermove.com (the "Site") and the tools, calculators, and content available on it (collectively, the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, you must not use the Service.

Description of Service

WiserMove provides free online financial comparison tools, including salary calculators, tax breakdowns, cost-of-living comparisons, and related informational content. The Service is designed to help users make more informed decisions when considering international relocation or comparing financial outcomes across countries.

Not Financial, Tax, or Legal Advice

The Service is provided for general informational and educational purposes only. Nothing on this Site constitutes professional financial, tax, legal, or investment advice.

  • The calculators, estimates, comparisons, and insights provided are approximations based on publicly available tax rules, statutory rates, and general assumptions. They do not account for your complete personal financial situation.
  • Tax laws are complex, vary by jurisdiction, and change frequently. The information on this Site may not reflect the most recent legislative changes or your specific circumstances.
  • You should always consult a qualified tax professional, chartered accountant, financial adviser, or legal counsel before making any financial decisions based on information obtained from this Site.
  • WiserMove is not a registered financial adviser, tax consultant, or legal firm in any jurisdiction.

Accuracy of Information

While we make reasonable efforts to ensure the accuracy and timeliness of the information presented on the Site:

  • We do not warrant or guarantee that the information, calculations, data, or content on the Site is accurate, complete, reliable, current, or error-free.
  • Tax calculations are based on simplified models of each country's tax system. They may not capture all deductions, exemptions, surcharges, local taxes, or special circumstances that apply to your situation.
  • Cost-of-living data is sourced from third-party datasets and represents averages for specific cities. Your actual expenses may differ significantly.
  • Currency exchange rates are indicative and may not reflect the rate you receive from your bank or remittance provider.
  • Salary structures, benefits, and deduction rules vary widely between employers. The assumptions built into our calculators may not match your specific employment terms.

Use at Your Own Risk

Your use of the Service is entirely at your own risk.

  • WiserMove shall not be held liable for any decisions you make, actions you take, or financial outcomes that result from your use of the Service.
  • We are not responsible for any losses, damages, or expenses — whether direct, indirect, incidental, consequential, or otherwise — arising from or related to your reliance on information provided by the Service.
  • The Service should be used as a starting point for research, not as a definitive source of financial truth.

Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, calculators, code, and the overall design — is the property of WiserMove or its content suppliers and is protected by applicable intellectual property laws.

You may:

  • Use the Service for personal, non-commercial purposes
  • Share links to the Site

You may not:

  • Copy, reproduce, or redistribute substantial portions of the Site's content without our written permission
  • Modify, reverse-engineer, or create derivative works based on the Service
  • Use the Site's content for commercial purposes without our prior consent
  • Frame the Site or use any automated tools (scrapers, bots) to access or extract data from the Service

User Conduct

When using the Service, you agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorised access to the Site or its underlying systems
  • Introduce viruses, malware, or other harmful code
  • Interfere with the proper functioning of the Service
  • Impersonate any person or entity

Third-Party Links and Data

The Site may contain links to third-party websites and references to third-party data sources. These links and references are provided for your convenience and do not imply endorsement.

  • We have no control over the content, accuracy, or availability of third-party sites
  • We are not responsible for any loss or damage arising from your use of third-party sites or data
  • Third-party sites have their own terms and privacy policies, which you should review

Limitation of Liability

To the fullest extent permitted by applicable law:

  • WiserMove, its founders, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of (or inability to use) the Service.
  • This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.
  • Our total aggregate liability for any claims arising from or relating to the Service shall not exceed the amount you paid to us for use of the Service (which, as a free service, is zero).

Indemnification

You agree to indemnify, defend, and hold harmless WiserMove, its founders, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from or related to your use of the Service or your violation of these Terms.

Service Availability

  • We do not guarantee that the Service will be available at all times, uninterrupted, or error-free.
  • We reserve the right to modify, suspend, or discontinue the Service (or any part of it) at any time without prior notice.
  • We shall not be liable for any loss or inconvenience caused by the unavailability of the Service.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts located in Bangalore, India.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically.

Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and WiserMove regarding your use of the Service. They supersede any prior agreements or understandings, whether written or oral, relating to the subject matter herein.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Us

If you have questions about these Terms of Use, please contact us at:

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